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CII Insurance law (IL) Sample Questions:

1. When a defendant deliberately destroys possessions belonging to someone else, he has committed the tort(s) of

A) trespass to goods, conversion and nuisance only,
B) trespass to goods only.
C) trespass to goods, conversion, nuisance and battery.
D) trespass to goods and conversion only.

2. For this question more than 1 option is correct. You must select all the correct options to gain the mark. What are the main sources of new English Law?

A) Official law reports.
B) Legislation.
C) Case law.
D) International treaties.

3. A claimant may possibly recover money transferred under an illegal contract when

A) the contract is against public policy but not substantive law.
B) the illegality makes the contract voidable rather than void.
C) the legal portion of the contract can be severed from the illega portion.
D) both parties to the contract are equal in wrongdoing.

4. According to statute, a term under a consumer personal accident insurance policy may potentially be considered unfair if the insurer

A) applies a specific exclusion within the policy wording.
B) imposes a premium loading.
C) requires notification of a claim within a very short time period.
D) provides coverage that is more restrictive than that of other insurers.

5. Within what time period, from the date when the damage first began, does the owner of an office block have a right to sue the builder for negligent construction work?

A) 9 years.
B) 3 years.
C) 6 years.
D) 15 years.

Solutions: