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Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

1. Upon receipt of notice of claim, the insurance company will furnish to the claimant such forms for filing proof of loss within how many days?

A) 10
B) 15
C) 30
D) 20

2. The cause of a loss is called

A) an exposure.
B) a peril.
C) a hazard.
D) a risk.

3. Under Workers ' Compensation, injured employees are covered for all of the following losses EXCEPT

A) loss of wages.
B) medical expenses.
C) occupational illness.
D) pain and suffering.

4. Clark will be doing business as an agent. When MUST he be appointed by the insurer?

A) Within 15 days of submitting his license application.
B) Within 15 days of signing the agency contract.
C) At the time the license application is submitted.
D) Within 20 days after commissions have been paid.

5. The Group Life Underwriting risk selection process helps protect insurers from

A) medical underwriting.
B) risk underwriting.
C) risk selection.
D) adverse selection.

Solutions: