Try IIC : C131 practice torrent pass for sure
Updated: Jul 10, 2026
No. of Questions: 79 Questions & Answers with Testing Engine
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IIC Advanced Skills for the Insurance Broker and Agent Sample Questions:
1. What is insurer solvency?
A) An obligation to meet a rating company's opinion
B) An agreement between multiple insurance companies
C) The ability of an insurer to meet its financial obligations
D) The amount of claims an insurer has closed in the past year
2. Insurance premiums on automobile fleet policies are based on which factor?
A) Driving record of the individual drivers
B) Overall experience of all drivers
C) Mechanical condition of a vehicle from one particular fleet
D) Original purchase price of all vehicles in the fleet
3. Which person would be hired by another contractor, because of her experience in a particular trade, to complete a portion of a larger project?
A) Project manager
B) Consultant
C) Inspector
D) Subcontractor
4. For which prospective client should a broker conduct further risk analysis?
A) An independent adjuster, who requires errors and omissions coverage
B) A retail store owner, who only has the one potential source of profit
C) A small business owner requesting an insurance package identical to the one she currently has
D) A hardware store owner, who also delivers and assembles closets himself
5. An architect is sued by a client for having failed to account for local bylaws when designing a new home. For the insurance company to defend the architect, which coverage must he have in place?
A) Errors and omissions
B) Wrap-up liability
C) Explosion, collapse, and underpinning
D) Commercial building, equipment, and stock
Solutions:
| Question # 1 Answer: C | Question # 2 Answer: B | Question # 3 Answer: D | Question # 4 Answer: D | Question # 5 Answer: A |
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