Try Insurance Licensing : Life-and-Accident-and-Health-or-Sickness-Producer-Combo practice torrent pass for sure
Updated: Jul 14, 2026
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Insurance Licensing Life and Accident and Health or Sickness Producer - Combo Series 20-30 Sample Questions:
1. A licensee must report each of the following to the Maryland Insurance Administration EXCEPT:
A) Change of residence address
B) Change of name
C) Felony convictions
D) Change in financial status
2. Life insurance death proceeds are generally:
A) Deemed to be a transfer for value
B) Exempt from federal income tax
C) Subject to the cost recovery rule
D) Subject to the interest-first rule
3. A nonprofit health service plan may NOT issue a contract that covers which of the following types of benefits?
A) Medical expense benefits
B) Dental benefits
C) Disability income benefits
D) Vision benefits
4. When an individual replaces a life insurance policy, the form entitled " Important Notice Replacement of Life Insurance or Annuities " is REQUIRED to be signed by:
A) The insurance producer only
B) An officer of the insurer
C) Both the applicant and the insurance producer
D) The applicant only
5. Which life annuity contract feature provides that benefit payments will continue for a minimum number of years regardless of when the annuitant dies?
A) Period certain
B) Cash refund
C) Cost recovery
D) Installment refund
Solutions:
| Question # 1 Answer: D | Question # 2 Answer: B | Question # 3 Answer: C | Question # 4 Answer: C | Question # 5 Answer: A |
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