Try Insurance Licensing : Ok-Life-Accident-and-Health-or-Sickness-Producer practice torrent pass for sure
Updated: Sep 21, 2026
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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Overview:
| Certification Vendor: | Oklahoma Insurance Department |
|---|---|
| Exam Name: | Oklahoma Life, Accident, and Health or Sickness Producer Exam |
| Exam Number: | Ok-Life-Accident-and-Health-or-Sickness-Producer |
| Exam Format: | Multiple-choice, Computer-based, Closed-book |
| Related Certifications: | Life Producer License Health or Sickness Producer License Accident and Health Producer License |
| Exam Duration: | 150 minutes |
| Real Exam Qty: | 155 (150 scored, 5 unscored pretest) |
| Available Languages: | English |
| Exam Price: | $44.00 USD |
| Passing Score: | 70% |
| Certificate Validity Period: | 2 years (renewable every 2 years with continuing education) |
| Recommended Training: | Prometric Candidate Information Bulletin Oklahoma Insurance Department Study Resources |
| Exam Registration: | Prometric Registration Oklahoma Insurance Department Exam Page |
| Sample Questions: | Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Sample Questions |
| Exam Way: | In-person at Prometric test centers or online remote proctored |
| Pre Condition: | Be at least 18 years old; no pre-licensing education required in Oklahoma; no prior license needed |
| Official Syllabus URL: | https://www.oid.ok.gov/licensing/producer-licensing/exam-information/ |
Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Topic 1: General Insurance Knowledge | 72% | - Insurance Regulation
|
| Topic 2: Oklahoma State-Specific Knowledge | 28% | - Oklahoma Insurance Statutes and Rules
|
Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:
According to the IRS, which premiums may be tax deductible as a medical expense if the taxpayer's medical expenses exceed 10% of their adjusted gross income?
- A. Accidental Death and Dismemberment Insurance premiums
- B. Personal Disability Income Insurance premiums
- C. Group Disability Insurance premiums
- D. Long-Term Care Insurance premiums
Correct Answer: D 🗳️
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A PRIMARY difference between precertification provision and concurrent review is that only the precertification provision
- A. is designed to be a cost containment measure.
- B. involves a review by the insurance company.
- C. requires the consent of the patient.
- D. occurs before the treatment is provided.
Correct Answer: D 🗳️
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Which of the following BEST describes a waiver of premium clause in a typical disability policy?
- A. The waiver of premium benefit pays the policy premium during a disability claim.
- B. This clause generally begins immediately with the doctor stating that the insured person is completely disabled.
- C. The monthly benefit under the policy is reduced to offset the premium that is no longer being paid.
- D. This clause eliminates any premium being paid for the lifetime of the insured individual.
Correct Answer: A 🗳️
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Transacting insurance includes any of the following EXCEPT
- A. gathering prospective buyer information.
- B. selling insurance.
- C. delivering insurance contracts.
- D. preliminary negotiations.
Correct Answer: A 🗳️
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In addition to the actual policy, an entire contract includes which of the following?
- A. The application.
- B. Clauses.
- C. Provisions.
- D. Credit report.
Correct Answer: A 🗳️
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