Try Insurance Licensing : Ok-Life-Accident-and-Health-or-Sickness-Producer practice torrent pass for sure
Updated: Jul 29, 2026
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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Overview:
| Certification Vendor: | Oklahoma Insurance Department |
| Exam Name: | Oklahoma Life, Accident, and Health or Sickness Producer Exam |
| Exam Number: | Ok-Life-Accident-and-Health-or-Sickness-Producer |
| Exam Format: | Multiple-choice, Closed-book, Computer-based |
| Related Certifications: | Life Producer License Health or Sickness Producer License Accident and Health Producer License |
| Exam Duration: | 150 minutes |
| Real Exam Qty: | 155 (150 scored, 5 unscored pretest) |
| Available Languages: | English |
| Exam Price: | $44.00 USD |
| Passing Score: | 70% |
| Certificate Validity Period: | 2 years (renewable every 2 years with continuing education) |
| Recommended Training: | Prometric Candidate Information Bulletin Oklahoma Insurance Department Study Resources |
| Exam Registration: | Prometric Registration Oklahoma Insurance Department Exam Page |
| Sample Questions: | Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Sample Questions |
| Exam Way: | In-person at Prometric test centers or online remote proctored |
| Pre Condition: | Be at least 18 years old; no pre-licensing education required in Oklahoma; no prior license needed |
| Official Syllabus URL: | https://www.oid.ok.gov/licensing/producer-licensing/exam-information/ |
Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Topic 1: General Insurance Knowledge | 72% | - Insurance Regulation
|
| Topic 2: Oklahoma State-Specific Knowledge | 28% | - Oklahoma Insurance Statutes and Rules
|
Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:
1. According to the IRS, which premiums may be tax deductible as a medical expense if the taxpayer's medical expenses exceed 10% of their adjusted gross income?
A) Accidental Death and Dismemberment Insurance premiums
B) Personal Disability Income Insurance premiums
C) Group Disability Insurance premiums
D) Long-Term Care Insurance premiums
2. A PRIMARY difference between precertification provision and concurrent review is that only the precertification provision
A) is designed to be a cost containment measure.
B) involves a review by the insurance company.
C) requires the consent of the patient.
D) occurs before the treatment is provided.
3. Which of the following BEST describes a waiver of premium clause in a typical disability policy?
A) The waiver of premium benefit pays the policy premium during a disability claim.
B) This clause generally begins immediately with the doctor stating that the insured person is completely disabled.
C) The monthly benefit under the policy is reduced to offset the premium that is no longer being paid.
D) This clause eliminates any premium being paid for the lifetime of the insured individual.
4. Transacting insurance includes any of the following EXCEPT
A) gathering prospective buyer information.
B) selling insurance.
C) delivering insurance contracts.
D) preliminary negotiations.
5. In addition to the actual policy, an entire contract includes which of the following?
A) The application.
B) Clauses.
C) Provisions.
D) Credit report.
Solutions:
| Question # 1 Answer: D | Question # 2 Answer: D | Question # 3 Answer: A | Question # 4 Answer: A | Question # 5 Answer: A |
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