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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. The sale of a property was subject to the buyer's being able to assume an existing loan on the property. Upon examination, the note was found to contain a clause that prohibited the assumption of the loan. The clause was

A) an assumption clause.
B) a prepayment clause.
C) a subordination clause.
D) a due-on-sale clause.

2. Which property type includes all lands, man-made improvements, anything growing on the lands, as well as interests, or "rights," including future occupancy, reversion, and the use of surface and air space?

A) Personal
B) Intangible
C) Real
D) Tangible

3. Which document is recorded in the recorder of deeds?

A) notice of lis pendens
B) civil judgment
C) mechanic's lien
D) realty transfer tax statement of value

4. A real estate interest that passes at death by operation of law to the surviving title holder is known as

A) tenancy in common.
B) real estate contract interest.
C) joint tenancy.
D) fee simple estate.

5. The effective date on a title commitment is the date

A) the public records were verified to.
B) the commitment is issued.
C) of the last recording on record.
D) the order was completed.

Solutions: