Try Insurance Licensing : PA-Life-Accident-and-Health practice torrent pass for sure

Updated: Jul 04, 2026

No. of Questions: 162 Questions & Answers with Testing Engine

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Insurance Licensing Pennsylvania Life, Accident and Health Sample Questions:

1. Which type of life insurance policy is written under a single contract for both spouses in which it is payable upon the first death?

A) Spousal.
B) Survivorship.
C) Dual capacity.
D) Joint.


2. Which of the following factors is NOT used to determine if an injury qualifies for Workers' Compensation coverage?

A) Severity of injury.
B) Time of occurrence.
C) Place of occurrence.
D) Circumstances of injury.


3. All of the following statements apply to the child coverage in a family policy EXCEPT

A) child coverage is convertible to whole life coverage.
B) children are covered until reaching a specified age.
C) coverage applies only to children born before the policy is issued.
D) child coverage is term insurance.


4. The responsibility for regulating the insurance continuing education requirements and approving insurance continuing education courses of instruction belongs to the

A) National Association of Insurance Commissioners.
B) Pennsylvania Insurance Commissioner.
C) Pennsylvania Department of Education.
D) Guaranty Association Board of Directors.


5. Which is NOT a characteristic of a major medical expense policy?

A) Deductibles
B) Elimination periods
C) Stop loss limits
D) Coinsurance


Solutions:

Question # 1
Answer: D
Question # 2
Answer: A
Question # 3
Answer: C
Question # 4
Answer: B
Question # 5
Answer: B

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