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Updated: Aug 21, 2026

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Insurance Licensing PA-Title-Insurance-Agent Exam Overview:

Certification Vendor:Pennsylvania Insurance Department
Exam Name:Insurance-Licensing Pennsylvania Producers Examination for Title Insurance (Series 16-10)
Exam Number:PA-Title-Insurance-Agent (Series 16-10)
Available Languages:English
Certificate Validity Period:Typically 2 years (license renewal cycle)
Real Exam Qty:80-100 (varies)
Exam Format:Multiple Choice
Exam Duration:120-180
Passing Score:70%
Exam Price:$40–$150 (exam fee varies by provider)
Related Certifications:Pennsylvania Insurance Producer License
Title Insurance Producer License
Recommended Training:Kaplan Insurance Licensing Training
Pre-Licensing Insurance Courses (various providers)
Exam Registration:PSI Exams Registration Portal
Pennsylvania Insurance Licensing Information
Sample Questions:Insurance Licensing PA-Title-Insurance-Agent Sample Questions
Exam Way:Computer-based testing at approved testing centers (commonly PSI Services)
Pre Condition:Must meet Pennsylvania Insurance Department licensing eligibility requirements; pre-licensing education may be required depending on applicant status.
Official Syllabus URL:https://www.insurance.pa.gov

Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

SectionObjectives
Topic 1: Ethics and Professional Conduct- Fiduciary Responsibilities
  • 1. Consumer protection standards
    • 2. Duties of insurance producers
      Topic 2: Real Estate and Settlement Procedures- Legal Concepts
      • 1. Deeds and conveyancing
        • 2. Liens and encumbrances
          - Closing Process
          • 1. Escrow handling
            • 2. Settlement statements (HUD-1 / Closing Disclosure)
              Topic 3: Insurance Industry Overview- Fundamentals of Insurance Principles
              • 1. Risk concepts and types of risk
                • 2. Insurance contract basics
                  - Regulatory Framework
                  • 1. State insurance regulations (Pennsylvania)
                    • 2. Licensing requirements and compliance
                      Topic 4: Title Insurance Principles- Title Search and Examination
                      • 1. Public records and title defects
                        • 2. Chain of title
                          - Title Insurance Policies
                          • 1. Covered risks and exclusions
                            • 2. Owner vs lender policies

                              Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

                              1. A purchaser on a real estate contract has what interest in the subject property?

                              A) purchaser's interest
                              B) fee simple interest
                              C) vendee's interest
                              D) equitable interest


                              2. Which document is recorded in the recorder of deeds?

                              A) notice of lis pendens
                              B) civil judgment
                              C) mechanic's lien
                              D) realty transfer tax statement of value


                              3. A chain of title is best described as

                              A) a grantor/grantee index.
                              B) a series of conveyances of public record.
                              C) an historical record of liens on the property.
                              D) an opinion of title provided by an attorney.


                              4. The process by which a mortgage is enforced against real estate is called a

                              A) sheriff's sale.
                              B) non-judicial foreclosure.
                              C) trustee sale.
                              D) forfeiture.


                              5. A deed to a lot in Greenacre is recorded. Two parties who are NOT married to each other are named as grantees. The deed does NOT mention any form of tenancy. How do the grantees hold title to the lot?

                              A) as tenants at sufferance
                              B) as tenants in common
                              C) as joint tenants
                              D) as tenants by the entireties


                              Solutions:

                              Question # 1
                              Answer: D
                              Question # 2
                              Answer: D
                              Question # 3
                              Answer: B
                              Question # 4
                              Answer: A
                              Question # 5
                              Answer: B

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